Cascade FinTech

Regulatory Compliance for Card Programs

Due to the varied criminal activity that happens in the financial sector, federal and state agencies heavily regulate and monitor anyone involved in the financial services industry. The card industry itself also has very high security standards for card processors and merchants. These regulations can change often and staying on top of them is key in getting ahead of criminal activity. That’s why Cascade FinTech takes BSA/AML compliance and PCI-DSS compliance so seriously, and why all of Cascade FinTech’s Team members are specifically trained and certified regulatory compliance for card programs.

What is BSA/AML?

The Bank Secrecy Act, or BSA, is a US law that requires financial institutions to do their part in assisting the US Government in thwarting money laundering in the US. For this reason, the law is also known as the Anti-Money Laundering law. It consists of a various regulations that financial institutions are required to follow. Cascade FinTech’s team of experts ensures your program adheres to these BSA/AML compliance laws.

What is PCI?

The payment card industry has created a set of data security standards (officially called PCI-DSS) that are designed to ensure that all companies that accept, process, store or transmit card information protect and store that sensitive information securely. Some of these regulations are technical and some are procedural. Cascade FinTech is PCI Certified as a Level 1 Service Provider, not only for your customers’ protection, but for yours as well.

How Cascade FinTech Provides Regulatory Compliance For Card Programs

In addition to our robust fraud mitigation programs, we’ve built a robust system to comply with the Bank Secrecy Act and Anti-Money Laundering (BSA/AML) to help prevent money laundering activity on your program. We handle all BSA/AML requirements for all of our Program Management clients so you don’t have to. Our team stays up to date on all of the latest compliance regulations and ensures our programs are in compliance. You can rest easy knowing we have you covered.

We will help you structure the user load and use limits in a way to enable better compliance with these laws. While some of them can seem as inhibitors to a business, they are there for the consumers’ and the company’s security. Compliance protects us all, and not complying with these laws can lead to severe punishments including fines and possible shutdown of a program. We also have robust monitoring to catch any reportable incidents. Finally, when a Suspicious Activity Report (SAR) or Currency Transaction Report (CTR) has to be filed in accordance with the BSA, Cascade FinTech handles it so you don’t have to.

By following the PCI compliance security standards, Cascade FinTech keeps your customers’ individual card data, including all transaction data, secure. From the actual application for the card, through every transaction, every customer service interaction, and every email, our goal is to protect your customers. We stay up to date on the latest changes to the PCI regulations and keep our technology current to help prevent data breaches. We monitor our own systems continually, and handle all reporting and administrative actions for your program, so you don’t have to.

For everything related to the safety and security of your program, Cascade FinTech provides a truly turn-key solution.

Contact Your New Program Manager

Getting started with Cascade FinTech is easy. Let’s talk and see how we can work together to build the Prepaid Program you need. Just Ask.

Find Out More

For all of our programs, Cascade FinTech ensures these and all governmental regulations are adhered to by our employees, our clients, and their customers. Cascade FinTech works hard to make sure your program works for you by enforcing all of the regulatory compliance for card programs, including PCI compliance and BSA/AML compliance. To learn more about our BSA/AML program and all the other ways we make your program easier for you, call or contact one of our debit and prepaid program experts today. Call us at 702-745-3065 or use our contact form.

Contact Us

Getting started with Cascade FinTech is easy. Let’s talk and see how we can work together to build the Prepaid Program you need. And if you need something different than what you see here, it's no problem. Just Ask.


PO Box 81888
Las Vegas, NV 89180-1888



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